Today, your clients worry about double digit losses. Tomorrow, they will be looking for the upside.
With a floor of at least zero, Indexed Pacific Estate Preserver, 1 our new survivorship indexed
universal life insurance policy, can help cushion the impact of even the most severe market
downturns. Plus, two indexed accounts, a 1 Year and 5 Year, offer growth potential when the
Guaranteed interest credit will never fall below 0% annually for the 1 Year indexed account
and 1% for the 5 Year. 2 A Fixed Account option is also available.
The potential for higher credited interest3 is based in part on the positive performance of the
S&P 5004 index (excluding dividends)
No lapse protection is included with an option to extend to younger insured age 905
or contact your Pacific Life
representative for more information.
The Power to Help You Succeed
11 Policy Form P09IEP.
22 Before policy charges. In Pennsylvania, the annual guaranteed rate for the 1 Year indexed account is 1%.
33 Without direct participation in the stock or equities markets. Current Growth Cap for the 1 Year indexed account is 12%. Currently, there is no Growth
Cap for the 5 Year indexed account. Both indexed accounts have a 100% guaranteed Participation Rate.
4 “Standard & Poor’s®”, “S&P®”, “S&P 500®”, “Standard & Poor’s 500” and “500” are trademarks of The McGraw-Hill Companies, Inc. and
have been licensed for use by Pacific Life Insurance Company. The Product is not sponsored, endorsed, sold or promoted by Standard & Poor’s and
Standard & Poor’s makes no representation regarding the advisability of purchasing the Product.
55 Form R03FNL. Medium Duration No Lapse Guarantee Rider. Riders will likely incur additional charges and are subject to state availability,
restrictions and limitations. When considering a rider, request a policy illustration from your insurance professional to see the rider’s impact on your
Indexed Pacific Estate Preserver has a 100% participation rate in the Indexed Accounts and is a life insurance product offering death benefit protection. Failure
to maintain the policy to maturity may result in no participation in the equity index. Charges, limitations and other expenses may impact policy values.
Pacific Life Insurance Company is licensed to issue individual life insurance and annuity products in all states except New York. Product availability and
features may vary by state. Product and rider guarantees are backed by the financial strength and claims-paying ability of Pacific Life Insurance Company.